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What to do in an auto accident

If you are the driver, you should:

  • Stop your car and get help for anyone injured
  • If there are injuries or substantial property damage, ask someone to call 911, the police or highway patrol.
  • Provide police with all the information they need. Ask the investigating officer where to obtain a copy of the police report. You will want a copy and probably need it.
  • Take notes, including:
    • Names, addresses and phone numbers of all drivers and passengers involved in the accident
    • Car license numbers, make and model of each car involved
    • Each car operator's drivers license number and insurance identification numbers
    • Names and addresses of as many witnesses as possible
    • Names and badge numbers of police officers
  • Record the details of the accident while they are fresh in your memory. Draw a diagram to recreate the scene if possible. If you have a camera phone or digital camera in your car, take pictures of scene of the accident.

 

If you are the passenger:

  • If you are hurt, get medical attention quickly and save all medical bills and receipts.
  • Collect all your belongings from the damaged car.
  • Get the name, address and phone number of the driver(s) and his/her insurance company.
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