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Imagine coming home after a long day at work to find there has been a fire and everything you own has been destroyed – your TV, DVD player, CD player and CD collection, clothes, furniture and your grandmother’s dishes. Who will pay to replace all your belongings? Your landlord’s policy probably won’t cover your personal things, so the only answer is – your renters insurance.

Fire, water damage, theft. Lots of things can go wrong when you rent. If you are insured, you don’t have to worry. Renters insurance covers your damaged property and for the additional costs associated with living in a hotel, eating out and other expenses when your residence is uninhabitable due to a covered loss.

Covered losses include:

  • Theft
  • Vandalism
  • Smoke (if sudden and accidental)
  • Sudden and accidental discharge of water or steam from plumbing, heating, air conditioning or other household appliance
  • Fire or lightning
  • Windstorm or hail
  • Explosion
  • Glass breakage
  • Falling objects
  • Building collapse
  • Vehicles
  • Weight of snow, ice or sleet
  • Riot or civil commotion
  • Aircraft

At Steve Reich Insurance we believe paying for insurance should be as hassle free as possible. We offer a variety of discounts and several payment plans.
Contact us today to see how we can help you protect your belongings.

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