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Errors & Omissions

Building on a Solid Foundation

Errors and Omissions Insurance provides coverage for lawsuits that are a result of the returning of professional services.
At Steve Reich Insurance, we work with our clients to help analyze the Errors and Omissions insurance coverage most suitable for them and their unique organization.

What is Errors and Omissions Insurance?
Errors and Omission liability insurance protects against claims if your clients hold you responsible for:

  • Software performances
  • Programming errors, or
  • Failure of your work to perform as promised in your contract

What does Errors and Omissions Insurance Cover?
Coverage includes your defense costs and payment of any judgment that results from a lawsuit up to the policy coverage limit, even if the allegations are baseless. Additionally, Errors and Omissions Insurance coverage extends to both W2 employees and 1099 subcontractors.

When is Errors and Omissions Insurance Needed?
Don’t be fooled. Professional liability coverage is not provided by a Commercial General Liability policy and you are not covered for programming errors, contract performance disputes of any other like issues. At Steve Reich Insurance, we recommend that Errors and Omissions Insurance be a foundation of your insurance portfolio. It is an absolute necessity for any business. Even with work that seems less risky, there is no outsmarting the consequences and costs of a lawsuit.

To discuss your Errors and Omissions needs, contact us now.

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