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Food Store

Designed to Fit Your Needs

For more than 30 years, Steve Reich Insurance, through Farmers Insurance Group policies, has provided innovative insurance products, coverage’s and services for the food service industry. We can ensure you get the comprehensive, custom insurance program you need specially designed for your Food Store.

Our Food Store Package Policy offers a wide range of coverage options to protect all aspects of your business. It will also minimize gaps and costly duplications of coverage. Whether you own one store or a chain of stores, Steve Reich Insurance can help you find the program to cover your store needs.

Insurance is no small investment and you should expect top-notch quality service. And at Steve Reich Insurance, that is exactly what you get – customized coverage accompanied by excellent customer service. After all, we pride ourselves on service being our #1 priority!

We offer competitive and flexible pricing plans designed to reflect the unique characteristics of your business. When thinking about Food Store Insurance you should consider:

  • Limits, coverage and deductible requirements
  • Past loss experience and loss prevention efforts
  • Hazard control and safety protection features

What You Can Expect From Your Food Store Program?

You can be assured of prompt, responsive claims handling if and when the need arises. Adjustors work quickly to manage losses and their effect on you and your business – mitigating many of the hidden costs that tend to drive claims up.

Safety Education Materials and Loss Control
Tailored to your store requirements, our programs assist in improving your employee awareness and meeting legal requirements to reinforce safety programs and loss control.

Additional Food Store Coverage Options

  • Property Coverage
    Customize for food store owners, property coverage is tailored to meet individual needs, including building business property, business continuation, replacement costs, inflation guard and equipment breakdown coverage.
  • General Liability
    Despite your best efforts to operate your store to the highest standards, you have unique liability exposure – unlike other businesses. And, liability coverage is the best defense, offering protection for:
    • Premises
    • Products
    • Contractual, personal and advertising injury
    • Many other legal liability exposures
  • Crime Protection
    As a store owner, you have to be concerned about theft losses you can sustain both inside and outside of your establishment. We offer insurance that protects you against:
    • Employee Dishonesty
    • Depositor’s forgery
    • Inside/Outside broad form money and securities

Optional Coverage and Limits
You are always at option to increase the dollar limit on coverage such as outdoor signage, accounts receivable and even add liquor liability.

Available Related Insurance Products

  • Workers’ Compensation
    We specialize in providing workers’ compensation for food store owners and ensuring you have the financial protection necessary for you and your employees against work-related injuries.
  • Business Auto Coverage
    We offer all the standard coverage, plus many options for the vehicles you own or rent and use in your business.
  • Umbrella
    Our umbrella policy provides you with added financial protection against catastrophic or large liability judgments.


Contact us now to see how Steve Reich Insurance can create a Food Store program just right for you and your store needs!


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