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Made to Order

For more than 30 years, Steve Reich Insurance, through Farmers Insurance Group policies, has provided innovative insurance products, coverage’s and services for the restaurant industry. We understand the unique concerns of your industry, because we know your business. As specialists in restaurants, Steve Reich Insurance can ensure you get the comprehensive, custom insurance program you need specially designed for your family-style or fine dining restaurant.


Our Restaurant Package Policy offers coverage to protect all aspects of your business. It will also minimize gaps and costly duplications of coverage. Whether you own a small carry-out business or a five-star restaurant, Steve Reich Insurance can help you find the program to cover your restaurant needs.

Insurance is no small investment and you should expect top-notch quality service. And at Steve Reich Insurance, that is exactly what you get – customized coverage accompanied by excellent customer service. After all, we pride ourselves on service being our #1 priority!

We offer competitive and flexible pricing plans designed to reflect the unique characteristics of your business. When thinking about Restaurant Insurance you should consider:

  • Limits, coverage and deductible requirements
  • Past loss experience and loss prevention efforts
  • Hazard control and safety protection features

What You Can Expect From Your Restaurant Insurance Program?

You can be assured of prompt, responsive claims handling if and when the need arises. Adjustors work quickly to manage losses and their effect on you and your business – mitigating many of the hidden costs that tend to drive claims up.

Safety Programs and Training
Tailored to the safety requirements of your business, our programs safeguard your employees by offering a comprehensive approach to:

  • Fire prevention
  • Product safety
  • Crime prevention
  • Customer and employee safety

Additional Restaurant Insurance Coverage Options

Property Coverage
Customize for restaurant owners, property coverage is tailored to meet individual needs, including building, business property, loss of earnings, accounts receivable, valuable papers, food spoilage, building glass and custom signage.

Business Liability
Despite your best efforts to operate your restaurant to the highest standards, you have unique liability exposure – unlike other businesses. And, liability coverage is the best defense, offering protection for:

  • Premises
  • Personal and advertising injury
  • Liquor
  • Fire legal liability exposure
  • Products

We also offer coverage for supplemental payments and medical payments to others.

Crime Protection
As a restaurant owner, you have to be concerned about theft losses you can sustain both inside and outside of your establishment. We offer insurance that protects you against:

  • Employee Dishonesty
  • Depositor’s forgery
  • Inside/Outside broad form money and securities
  • Medical payments resulting from an actual or attempted robbery

Our umbrella policy provides you with added financial protection against catastrophic or large liability judgments.

Workers’ Compensation
We specialize in providing workers’ compensation for restaurants and ensuring you have the financial protection necessary for you and your employees against work-related injuries.


Contact us so we can help create the perfect Restaurant Insurance program just for you and your needs!

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